Our purpose
CEDEX is a coordination platform for private susu groups. Members contribute on a set schedule, one beneficiary receives each period’s pot, and funds stay in escrow until the cycle ends.
Why Ghana
Susu is already part of everyday life across Ghana. CEDEX brings that tradition into a mobile-first experience with GHS wallets, Mobile Money, invite-only groups, and responsibility warnings before people share or join.
What we provide
- Identity verification with live liveness checks
- Private group creation, WhatsApp invites, and governance tools
- Escrow tracking, held payouts, and wallet refunds
- Analytics for contributions, withdrawals, and activity
What we are not
CEDEX is not a bank, insurer, or guarantor of member behaviour. Circles remain peer agreements. Members should read our instructions, terms, and privacy policy before creating or joining a group.