Built for Ghana · GHS · Mobile Money

CEDEX

Private group susu for trusted circles — contribute in cedis, keep pots in escrow, and claim when the cycle is complete.

Start with the guide See how it works
Invite-only Groups stay private until someone joins with your code.
GHS + Mobile Money Deposit, contribute, and withdraw in Ghana cedis.
Held until cycle end Pots stay in escrow, then members claim their share.
Everyday commerce and trust in a Ghanaian market

Susu culture, designed for Ghanaian circles

From Accra family rooms to trusted market networks — CEDEX keeps rotating savings private, invite-only, and easy to follow.

  • GHS wallets with Mobile Money deposits and bank withdrawals
  • WhatsApp invites with responsibility warnings
  • Pots held until the last week or month, then claimable
  • Leave, remove, and disable flows with fair wallet refunds

How a CEDEX circle runs

One job per step — so every member knows when to pay and when they receive.

01 Form privately Create a group, set daily/weekly/monthly amount, invite only people you trust.
02 Randomize payouts When you start, CEDEX shuffles beneficiary slots across the full cycle.
03 Contribute & claim Pay with Mobile Money, track escrow, then redraw held funds after the cycle ends.
Mobile wallet for Ghana cedi contributions

Your cedi wallet, your activity

Deposit, contribute to your susu group, withdraw to a Ghanaian bank account, and follow every movement on the analytics dashboard.

  • Identity check with live liveness — not just a photo upload
  • Android & iOS app with Iconsax-powered navigation
  • Rules, terms, and responsibility statements inside Settings
Read the full guide
Ghanaian family reviewing a shared savings plan

Family & friend circles first

CEDEX is for people who already trust each other. The platform coordinates the schedule and money trail — members remain responsible for the circle.

About us FAQ

Ready to start a circle?

Install the CEDEX mobile app, verify your identity, and invite only people you trust into a private susu group.

Member instructions Contact support

What you’ll need

Before your first contribution:

  • A verified CEDEX account
  • GHS wallet funded via Mobile Money
  • An invite code from someone you trust — or create your own group

Questions? Read the FAQ or send a message.